Updates:

Get up to 4%* on our Savings Account Balances with Guarantycapitals.

More Details

Dear Customer, We have launched Video KYC facility for New customers to open savings account

Bank with the
Happiest Customers
in the World

Guarantycapitals is a go-to online banking institution trusted by over 5 million customers and companies worldwide.

Banking Made
Easy, More Secure &
More Personal

Guarantycapitals is a go-to online banking institution trusted by over 5 million customers and companies worldwide.

Guarantycapitals:
Where Banking
Meets Innovation!

An Innovative Bank for Your Financial solutions.

Bank for a Better Tomorrow

Committed to helping our customers succeed.

  • 01

    Fixed Deposit

    Fixed Returns with Peace of Mind

    Experience stability, security, and attractive returns for your financial goals.

  • 02

    Current Account

    Banking Solutions for a Business

    Manage your finances effortlessly, make payments, receive deposits, and track your transactions with ease.

  • 03

    Mutual Funds

    Our Strategies for Better Returns

    Diversify your investments and take advantage of our expertly managed portfolios tailored to your investment goals.

Banking For Your Needs

The bank that builds better relationships.

  • Banking for

    Individuals

  • Banking for

    Companies

Savings & CFDs

Your savings account will accrue interest based on the prevailing market rates. The interest earned is typically calculated and credited to your account on a regular basis.

* Interest rate up to 5% p.a

Online & Mobile

Access and manage your savings account through online banking, mobile apps. Monitor your account balance and track your transactions.

* Terms & Conditions

Consumer Loans

Apply for a consumer loan with Heritage Bank, providing necessary information and documentation. Upon approval, receive the loan amount and start repaying according to agreed terms.

* Check today’s Interest Rates

Savings & CFDs

Your savings account will accrue interest based on the prevailing market rates. The interest earned is typically calculated and credited to your account on a regular basis.

* Interest rate up to 5% p.a

Online & Mobile

Access and manage your savings account through online banking, mobile apps. Monitor your account balance and track your transactions.

* Terms & Conditions

Consumer Loans

Apply for a consumer loan with Heritage Bank, providing necessary information and documentation. Upon approval, receive the loan amount and start repaying according to agreed terms.

* Check today’s Interest Rates

Grow Your Wealth Secure

Don’t just make a deposit, make an investment today.

Emergency Service Requests

List of banking service requests all in one place.

Personalize Your
Card and Stand Out
From Crowd

With our card customization options, you can choose from a range of designs, themes, or even upload your own image. Express your personality, passions, or showcase your brand with a card that sets you apart.

  • Express your personality or passion.

  • Your personalised card sets you apart

Apply for Credit Card

Foreign Exchange Rates

Discover Our Exchange Rates Today.

  • Send & Receive Money

  • Load & Redeem Forex Card

usd

  • Send

    :

    79.89

  • Receive

    :

    76.54

sek

  • Send

    :

    8.20

  • Receive

    :

    7.25

gbp

  • Send

    :

    101.88

  • Receive

    :

    96.55

jpy

  • Send

    :

    62.82

  • Receive

    :

    58.46

aud

  • Send

    :

    57.52

  • Receive

    :

    54.21

cad

  • Send

    :

    63.41

  • Receive

    :

    59.75

jpy

  • Send

    :

    62.82

  • Receive

    :

    58.46

aud

  • Send

    :

    57.52

  • Receive

    :

    54.21

cad

  • Send

    :

    63.41

  • Receive

    :

    59.75

usd

  • Send

    :

    79.89

  • Receive

    :

    76.54

sek

  • Send

    :

    8.20

  • Receive

    :

    7.25

gbp

  • Send

    :

    101.88

  • Receive

    :

    96.55

Questions & Answers

Find answers to all your queries about our services.

  • What is the minimum balance?

    The minimum balance on your account is the lowest amount of money that must be maintained in the account to avoid penalties or fees. It means that you need to keep at least $100 in the account at all times to meet the requirement and avoid any associated charges.

  • When will I receive my account statement?

    Once you apply for your account statement, it is typically processed and generated within one business day. Generally, you can expect to receive your account statement shortly after your request has been processed.

  • Can I use any branch across India?

    Heritage Bank is an online bank just like every other online banking platforms, we may not have physical offices all over the globe moreover, our head office is in Dallas, Texas

  • How safe/secure is our net banking a/c?

    Heritage Online Banking is very secure, we have gone to great extent to protect you and your funds when using Online Banking, you have two level authentication (OTP + password) available each time you transact on Online Banking, we have also introduced an Image and Phrase Security feature to guard against phishing website. Our Online Banking is protected with the best-in-class security technology. To further protect your profile, do not share your credentials with anyone, do not click on any suspicious link, when you are in doubt, always contact us

Do you need more clarifications? contact us.

Flexible EMI Calculator Online

Easily calculate your equated monthly instalment online.

  • Home Loan

  • Personal Loan

  • Vehicle Loan

Loan Amount

$1,000,000

Loan Term (Years)

20Yrs

Interest Rate

8%

Your Monthly EMI

$10,250

Loan Amount

$1,000,000

Loan Term (Years)

20Yrs

Interest Rate

8%

Your Monthly EMI

$10,250

Loan Amount

$1,000,000

Loan Term (Years)

20Yrs

Interest Rate

8%

Your Monthly EMI

$10,250

Experience a New Digital World.

Mobile banking application with new & exciting features.